New in 1.96.0What random testing found, part three

Do the work. The books post themselves.

Invoices, bills, payroll runs and till sales each make their own balanced entry the moment they’re posted, approved or rung up. Tamra is the ERP for growing businesses, in any country and currency.

Book a demo Watch a sale post

See what each one posts

Journal entry JE-0052

Posted by INV-0042 on 4 Sep 2026, the tax invoice to Meridian Supply LLC for AED 12,600.00

AccountDebitCredit
Trade Receivables12,600.00
Product Sales12,000.00
VAT Output (Payable)600.00
Total12,600.0012,600.00

Balanced. Each line opens the invoice behind it.

One ledger underneath.

Most software keeps the selling in one place and the accounting in another, and someone reconciles the two at month end. In Tamra they were never apart.

It posts itself.

Invoices, bills, deliveries, payroll runs and till sales each make their own balanced entry when they’re posted. Nobody re-types a figure into the books.

It traces back.

Every entry opens the document that made it, and every document carries its trace, from the quotation it started as to the payment that closed it.

It closes clean.

A bank period closes when every line is matched and the difference is zero, or with a written reason, and then it’s frozen. The tax return is prepared from the same books.

Invoices your customers keep.

Nineteen looks, ten for business and nine for shops, each with your logo, colours and letterhead. The preview beside the settings is exactly what prints.

  • Classic
  • Executive
  • Studio
  • Trade
  • Contractor
  • Boutique
  • Ledger
  • Modern
  • Minimal
  • Bold
  • Atelier
  • Noir
  • Blush
  • Luxe
  • Market
  • Organic
  • Gallery
  • STREET
  • Souk
101fonts to choose from, with fifteen pairs that belong together
14colour palettes, or your brand’s own colours
4frames, from none to bold, and your logo faint behind the page
Your paperPrint on plain paper or on your letterhead, per look

Paper in. Books out.

Drop in a scan of the week’s supplier bills. Tamra cuts it into one bill each, reads them, and opens them in Purchase one after another for you to check and save.

  • Where each bill startsSuggested from the pages’ own words. Cut or join with the scissors; each supplier is matched by TRN or name, and a new one is never added quietly.
  • Receipts read into the claimThe amount, VAT, supplier, TRN, receipt number and date fill the empty fields, and a note says where the receipt disagrees with what was typed.
  • Read on your own computerScanned pages become text you can search and copy, in English and Arabic. Bills and receipts are read in your browser; nothing is sent away to be read.
  • Statements straight to BankingSend a bank statement across and Banking finds the account by the IBAN or account number printed on it.

Ask Eagle about your own numbers.

Eagle reads your books with your own sign-in, so it sees exactly what you can see. Ask who hasn’t paid, how this month compares with the last, or how to reconcile a bank account.

  • Answers from the ledgerSales, cash, what’s owed both ways, overdue invoices and unpaid bills.
  • Charts and tables on request“Sales this month versus last, as a chart.”
  • Takes you thereIt opens the right screen or record for you.
  • Explains how Tamra worksFrom the user guide, in plain words.
  • Drafts emails you sendYou review the draft and send it from Tamra.
  • Tasks and Scribe pagesWritten for you, after it asks.

Nothing posts without you.

Made for where you trade.

Tamra works in any country and currency. In the UAE and in Angola, a country pack adds the local chart, taxes and holidays when the company is made.

In the United Arab Emirates

The VAT return, the FTA Audit File, the WPS salary file and the end-of-service calculator are built in, and a new UAE company starts with its VAT rates, accounts and holidays in place.

  1. 1aAbu Dhabi0.00
  2. 1bDubai340,990.00
  3. 1cSharjah0.00
  4. 1dAjman0.00
  5. 1eUmm Al Quwain0.00
  6. 1fRas Al Khaimah0.00
  7. 1gFujairah0.00
  • VAT 201, box by boxTax Returns opens on the FTA’s own layout for the period, from invoices, till sales, bills, debit notes and approved expense claims, and says whether it agrees with your VAT accounts.
  • Your own emirateStandard-rated sales go in the box of the emirate you supply from, as the FTA asks: all of a Dubai company’s are in 1b, wherever its customers are.
  • Every till sale countsOn the day it was rung up, in your time zone. A refund lowers the period it was given in.
  • The FTA Audit FileThe Audit File tab makes the FAF as a CSV, in its seven sections, for the dates you choose.
  • The WPS salary fileAn approved pay run checks the WPS details and downloads the file you upload to your bank’s WPS portal.
  • End of service, worked out21 days’ basic a year for the first five years, 30 after, up to two years’ basic. It calculates; it doesn’t post.

From the first day: Standard Rated 5%, Zero Rated, Exempt and Out of Scope, each with its code, a reverse charge and a not-recoverable rate for purchases, the VAT accounts, Hajj leave, and New Year’s Day, Commemoration Day and National Day on the holiday list.

In Angola

A new Angola company starts on the Plano Geral de Contabilidade, in kwanza, with IVA and the public holidays in place: this year’s and next, with 2026’s Carnival and Good Friday dated.

  1. 14%Taxa geralThe general rate
  2. 7%Hotelaria e regime simplificadoHotels, restaurants, the simplified regime
  3. 5%Cesta básica e insumos agrícolasThe basic food basket, farm inputs
  4. 2%Regime especial de CabindaCabinda province
  5. 0%Isento e exportaçãoExempt, and exports

An invoice, posted in kwanza

Journal entry on the Angolan chart, with each account’s English name

AccountDebitCredit
31.1Clientes — conta correnteTrade Receivables — Current Account114,000.00
61.1Vendas de mercadoriasSales of Merchandise100,000.00
34.5.3IVA — liquidadoVAT — Output (Charged)14,000.00
Total AOA114,000.00114,000.00

Balanced. Each person can read the chart in English.

  • The Angolan chartThe PGC in Portuguese, with an English name on every account. Each person chooses which names they read.
  • Books in kwanzaThe kwanza is the base currency. Invoices, bills and bank accounts can be in others, and the exchange difference posts when they’re paid.
  • IVA, rate by rateTax Returns sums sales and purchases by rate for the period you choose, with the documents behind them.
  • Compensação, estimatedA calculator for compensação por despedimento gives a planning estimate when someone leaves.

Anywhere else

Every other country starts on the general chart, IFRS-based, in the base currency you choose when the company is set up. You add the tax rates your country uses.

The general chartIts seven groups, in your currency

  1. 1000Assets
  2. 2000Liabilities
  3. 3000Equity
  4. 4000Revenue
  5. 5000Cost of Goods Sold
  6. 6000Operating Expenses
  7. 7000Other Income & Expenses
  • Your currency, your yearPick the base currency and the month your year starts when the company is set up.
  • Your tax ratesAdd, edit and archive rates, and set the default rate for sales and for purchases.
  • Tax by rateTax Returns sums sales and purchases by rate for the period you choose, with the documents behind them.
  • Other currenciesInvoices, bills and bank accounts in other currencies, with the exchange difference posted when they’re paid.

One sale, start to finish.

Forty cartons of dates, from the first quotation to money in the bank. At every step: the document, the entry Tamra posts for it, and where the money is.

  1. 1QuotationQT-0107
  2. 2Sales orderSO-0093
  3. 3DeliveryPICK-0051
  4. 4InvoiceINV-0042
  5. 5Card paymentPAY-0231
  6. 6Bank matchReconciled
1

Quotation

A quotation is a promise, not money. Nothing reaches the books until goods move or you invoice.

P&CPalm & Co. Trading
QuotationQT-0107
ToMeridian Supply LLC
Valid until15 Sep 2026
ItemQtyPriceAmount
Khalas dates, 5 kg carton40300.0012,000.00
Subtotal12,000.00
VAT 5%600.00
Total AED12,600.00
SentSent 1 Sep 2026
No entry yetThe books don’t move for a promise. The cartons are still on your shelves.
Owed to you0.00
On its way0.00
In the bank0.00
Stock, Main warehouse120 cartons
Profit on this saleNot earned yet
2

Sales order

The customer says yes. The quotation becomes an order in one step, and still nothing has moved.

P&CPalm & Co. Trading
Sales orderSO-0093
CustomerMeridian Supply LLC
From quotationQT-0107
ItemQtyPriceAmount
Khalas dates, 5 kg carton40300.0012,000.00
Total AED12,600.00
ConfirmedShips from Main warehouse
Still no entryAn order is a plan, not a movement. The 40 cartons are still on your shelves.
Owed to you0.00
On its way0.00
In the bank0.00
Stock, Main warehouse120 cartons
Profit on this saleNot earned yet
3

Delivery

The cartons leave the shelf. Stock falls by 40 and their cost moves from inventory to cost of goods sold.

P&CPalm & Co. Trading
Delivery notePICK-0051
Deliver toMeridian Supply LLC
Date4 Sep 2026
ItemQty
Khalas dates, 5 kg carton40
Main warehouse12080 cartons
DeliveredAt average cost, 187.00 a carton

Posted by PICK-0051

4 Sep 2026

AccountDebitCredit
Cost of Goods Sold7,480.00
Inventory7,480.00
Balanced7,480.007,480.00
Owed to you0.00
On its way0.00
In the bank0.00
Stock, Main warehouse80 cartons
Profit on this saleNot earned yet
4

Invoice

The moment the sale becomes money owed. Receivables, sales and VAT in one balanced entry, dated the day it’s issued.

P&CPalm & Co. Trading
Tax invoiceINV-0042
Bill toMeridian Supply LLC
Due4 Oct 2026
ItemQtyPriceAmount
Khalas dates, 5 kg carton40300.0012,000.00
Subtotal12,000.00
VAT 5%600.00
Total AED12,600.00
PostedThe customer can pay it online in their portal

Posted by INV-0042

4 Sep 2026

AccountDebitCredit
Trade Receivables12,600.00
Product Sales12,000.00
VAT Output (Payable)600.00
Balanced12,600.0012,600.00
Owed to you12,600.00
On its way0.00
In the bank0.00
Stock, Main warehouse80 cartons
Profit on this sale4,520.00sales less the cost of the dates
5

Card payment

The customer pays by card in their portal. The invoice marks itself paid, and the card fee posts as an entry of its own.

P&CPalm & Co. Trading
Payment receiptPAY-0231
Received for INV-0042AED 12,600.00Paid by card in the customer’s portal, 11 Sep 2026
Cardending 4242
Card fee366.40
Net to you12,233.60
PaidINV-0042 marked paid

Posted by PAY-0231

11 Sep 2026, two entries

AccountDebitCredit
The payment
Gateway Clearing12,600.00
Trade Receivables12,600.00
Gateway fee on INV-0042
Bank Charges & Fees366.40
Gateway Clearing366.40
Both balanced12,966.4012,966.40
Owed to you0.00
On its way12,233.60
In the bank0.00
Stock, Main warehouse80 cartons
Profit on this sale4,153.60after the 366.40 card fee
6

Bank match

The payout lands on the bank statement and matches in one click. The sale is finished, and the books agree with the bank.

P&CPalm & Co. Trading
Bank statementBusiness account
DateDetailsInOut
12 SepElectricity and water1,284.50
13 SepAl Noor Trading8,400.00
14 SepCard payout Matched12,233.60
ReconciledMatched to Gateway clearing in one click

Posted by the bank match

14 Sep 2026

AccountDebitCredit
Main Operating Account12,233.60
Gateway Clearing12,233.60
Balanced12,233.6012,233.60
Owed to you0.00
On its way0.00
In the bank12,233.60
Stock, Main warehouse80 cartons
Profit on this sale4,153.60after the 366.40 card fee

Your customers get a portal.

Invoices, a statement with ageing, documents and messages in one place. Customers pay by card or approve a quotation without an email chain, and the invoice marks itself paid.

  • Pay online: the card fee is booked and the money waits in gateway clearing until the payout.
  • Approve or decline a quotation in the portal.
  • Statements and polite reminders once an invoice is late, automatic if you switch autopilot on.

Cash Radar

See the money before it moves.

Home opens on your day and, one tab over, on Cash Radar: what customers owe you and what you owe, oldest first, and what’s left if everything were settled today.

  • To collect and to pay, aged from current to over 90 days.
  • The next seven days: what’s expected in and what goes out.
  • A timeline or a calendar of every receipt and payment due.

The work around the numbers, in the same place.

Notes, pages, conversations, dates and files sit next to the invoices they’re about. Your team doesn’t need five other apps to get through the day.

Today, on Home

Your day, before anything else.

Tamra opens on what matters this morning: a place for passing thoughts, your tasks and reminders, and the week ahead with what falls due.

  • Type a task the way you’d say it: “Friday 3pm”, “every Monday”.
  • While you were away catches you up on approvals, mentions and payments.
  • The agenda puts invoices and bills falling due beside your tasks.
Scribe

Pages that know your business.

Write plans, procedures and letters together, at the same time. Drop in a live value from the books and it stays current on the page.

  • Live values: an invoice’s amount due, a customer’s open balance, a product’s stock on hand.
  • Comments and @mentions, with everyone’s cursor on the page.
  • Templates for weekly notes, procedures and letters such as a salary certificate.
Team Chat

Talk where the work is.

Channels, direct messages and threads, live. Share an invoice into the conversation, and everyone opens the same record.

  • Channels for each team, direct messages for everything else.
  • Invoices, quotations, orders, bills and purchase orders arrive as cards that open the real thing.
  • See who’s here and who’s away.
Calendar

Tasks, reminders and countdowns.

Every task and reminder on one calendar, with priorities and repeats, and reminders attached to records. Count down to the dates that matter.

  • Repeats such as every Monday, and reminders on an invoice or a customer.
  • Countdowns for returns, renewals and launches.
  • Subscribe from Google, Apple or Outlook calendar.
Documents & Sign

Files that remember their dates.

Folders, tags and search inside PDFs, with versions and a reminder before a licence, a lease or an ID runs out. Sign-off between colleagues is sealed into the PDF with a certificate page.

  • Expiring lists what’s about to lapse, in amber and then red.
  • Files attached to records show up under From records.
  • Sign shows what’s waiting on you and what’s out for signature.
PDF

A PDF workbench, built in.

Arrange pages, put your letterhead on, stamp PAID or APPROVED, sign, redact what others shouldn’t see, and make large files smaller before they’re emailed.

  • Letterhead on every page or the first only, with the content fitted in.
  • Stamps, signatures, text, highlights and notes on top.
  • Split a scanned batch into separate bills.

Every module, on every plan.

Every app shares one company, one list of customers and products, and one ledger, under one login. They sit on the same rail, and each person’s role decides which of them they see.

Made for businesses that buy, make and sell goods. Each line says what the module does today.

Trading and distribution

Cartons and other packagings on quotations, orders and invoices, landed cost onto stock, prices per customer, and other currencies with revaluation.

Making and assembling

Bills of materials with cost roll-up, manufacturing orders, work orders with shop-floor timers, and unbuild.

Shops and counters

A till with several payment methods per sale, sessions with a counted close, refunds and a Z‑report.

Money

SalesQuotation to order, delivery, invoice and payment, with price lists and polite reminders. PurchasePrice requests to orders, receipts and bills, matched three ways, with landed cost. AccountingThe ledger every module posts into, its reports, and tax by rate, with the VAT 201 in the UAE. BankingStatements from CSV or PDF, matched line by line until the period closes at zero. ExpensesClaims with receipts read for you, approvals, mileage and paying staff back.

People and customers

HR & PayrollPeople, leave and payroll runs that post to the books, with payslips. CRMPipelines and deals that move along when the quotation goes out.

Operations

InventoryReceipts, deliveries, transfers and counts, valued FIFO, average or standard per product. ManufacturingBills of materials, manufacturing orders, the shop floor and unbuild. Point of SaleA till with sessions, refunds and a Z‑report; each sale posts at once.

Working together

ScribePages written together, with live values from the books. Team ChatChannels, direct messages and threads, with records shared in. CalendarTasks, reminders on records and countdowns, in your own calendar too. Documents & SignFolders, versions and expiry reminders; sign-off sealed into the PDF. PDFArrange, letterhead, stamp, sign and redact.

See every module in detail

Move from what you use today.

Step-by-step guides bring your customers, vendors, products, stock and balances across, one step at a time. Nothing is saved until you confirm, and a side-by-side check closes the move.

QuickBooks OnlineXeroZoho BooksTallyPrimeOdooSageExcel or another system

142releases since 1 July 2026, each one written up in plain language.

Built by people who use it. We run our own trading companies on Tamra in the UAE and Angola, so what’s awkward for you is usually awkward for us too.
  1. 1.96.0What random testing found, part three15 October 2026
  2. 1.95.0What random testing found, part two15 October 2026
  3. 1.94.0What random testing found15 October 2026
  4. 1.93.1Invoice the rest14 October 2026
  5. 1.93.0Till and stock edges14 October 2026

Read the changelog

One price per company. Every module included.

Users are included in every plan, and nothing is sold as an add-on. Prices are in UAE dirhams a month, billed yearly, VAT excluded.

StarterAED 299 a monthOne company, three users. BusinessAED 799 a monthUp to three companies, ten users, a guided set-up. PremiumFrom AED 2,400 a monthUnlimited companies, group reports set up for you.

Compare the plans

See your own business on Tamra.

A walk through your own flow, from the first quotation to the bank. If it fits, we set up your company within one working day.

Book a demo Request a 14-day trial